Tim Raes

My name is Tim, and I am the founder of Aussie Expat Home Loans.

I founded Aussie Expat Home Loans with a simple goal - to ensure that Australian Expats were getting the best home loan deals they could.

I am based in Singapore living the expat dream, and being able to explain Expat life first hand means I am able to find better rates and deals that others can't.

If you have purchased or are looking to purchase Australian property, or would like to review your existing loan structures to ensure you're getting the best rates, I'd love the opportunity to be able to help you.

Shaun Rattray

Based in our Hong Kong office, Shaun brings over 12 years of lending experience, including managing private banking clients at a Big 4 Australian bank. He’s passionate about finding tailored solutions for complex scenarios, drawing on his deep industry knowledge. A Melbournian at heart, Shaun enjoys traveling, playing squash, skiing, and relaxing with friends.

Charu Kumar

Charu has called Singapore home for 15 years and is well-known in the expat community. With a strong background as a Chartered Accountant and a knack for simplifying complex lender options, she’s dedicated to finding the best deals for clients. Charu’s love for cricket, Bollywood, and sports keeps her active, whether she’s on the golf course or cheering for her favourite teams. She also speaks fluent Hindi and brings a personal touch to each client interaction.

Paul Truong

Paul is based in our Melbourne office and brings over a decade of experience in residential, commercial, and Self-Managed Superannuation Fund lending. With a focus on simplifying the finance process, he helps clients find the best lender options for their needs. Outside of work, Paul enjoys spending time with his wife and taking his Golden Retriever on long walks.