No. AEXPHL is an independent, privately-owned company with no ownership ties to any bank or lender. Being independent means we work for you, not for any particular bank. We have a panel of numerous lenders (over 30, including major banks and specialist lenders). Our advice is unbiased and solely focused on what’s best for you as an Australian expat borrower. You can trust that you’re getting honest guidance rather than a sales pitch for one bank.